FAQs

Yes! While many of our clients are in Michigan and Illinois, we work with retirement savers all over the United States. Our firm is equipped to meet with clients and potential clients through the video conferencing software, Zoom. Each virtual meeting is protected by a complex, unique password, and we adhere to the strict security guidelines necessary to protect your privacy.

Our Private Client Experience is a one-time process that results in a fully custom Retirement & Tax Plan. We do not charge for the Executive Summary Plan produced from our Private Client Experience.

With the plan complete, you will have the option to engage us for full-service, ongoing services. (i.e., Hire us to do the heavy lifting for you!).

Our full-service model includes ongoing oversight of investments, plan updates, tax planning, and coordinates the components involved in delivering reliable retirement paychecks. The annual fee typically ranges from $7,000/year to $50,000/year, depending on complexity.

Good financial planning is a process, not an event. Therefore, we do our best work with people looking for a long-term relationship.

Our firm does not offer an hourly fee schedule or a one-time project fee option. The exception is if you are interested in hiring our firm for long-term retirement planning and investment management but are within just a few years from being able to rollover your retirement nest egg.

We are not currently equipped to offer hourly planning services. If you need help locating an hourly financial planner, send us a note, and we will do our best to get you in the right hands.

Through the Private Client Experience, if we mutually determine we're the right long-term partner, you will have the option to move into our full-service wealth management model where Sherman Private Wealth provides ongoing oversight of investments, plan updates, tax planning, and coordinates the components involved in delivering reliable retirement paychecks.

There are four really important things about our firm that separate us from others:

1. All we do is retirement planning. We are retirement specialists with the simple goal of making sure you retire with confidence and don't overpay the IRS.
2. We limit the number of new clients we take on to deliver massive value and personalized service.
3. We begin every new relationship with a one-time retirement plan, allowing you to work closely with us before hiring us for ongoing services.
4. We study hard so we can recommend creative, well-researched strategies that will make the biggest impact on your retirement success. This is why we are so serious about forward-looking tax planning, where lifetime savings from these strategies alone can be hundreds of thousands of dollars.

Great question! But first, let us explain why you shouldn't hire us.

If you're looking for an advisor who will trade stocks to "beat the market," you're in the wrong place. Why? Because we only focus on what you can control. Predicting if the stock market will go up or down, or guessing what interest rates will do next, are not things you can control.

But if you're interested in things like lowering your tax bill, investing smarter, and creating a retirement income stream, you're in the right place.